Imagine this: You're going about your day when a legal document shows up — a judgment against your business. You've never even heard of the lawsuit. Panic sets in. Is this real? Can they do that?

Yes, they can. But that doesn't mean all hope is lost.

📜 What Is a Default Judgment?

A default judgment is a court ruling in favor of the plaintiff (usually a creditor) because the defendant (you or your business) didn't show up or respond to a lawsuit.

But here's the kicker: if you were never properly served, the court may have entered the judgment without your knowledge. And in that case, you may have legal options to fight back.

🚨 Step 1: Confirm It's Real

Judgments are public records. If you've been sent one:

• Look for the court name and case number.

• Verify online through the clerk of court's website or call the court directly.

• Check the details — is your company named correctly? Was it your company at all?

🕵️‍♀️ Step 2: Investigate Whether You Were Properly Served

Louisiana law requires that a defendant be notified of the lawsuit through formal service of process — usually delivered by the sheriff, a private process server, or to your registered agent.

If that didn't happen — or happened improperly — you may be able to file a Motion to Annul the Judgment.

Under La. Code Civ. Proc. Art. 2004, judgments obtained through fraud or “ill practices” can be challenged for up to one year after discovery.

⚖️ Step 3: Act Fast

Here's why you should take immediate action:

• The creditor may start collection proceedings (bank levies, liens, wage garnishment).

• Your company's credit rating could be damaged.

• The longer you wait, the harder it becomes to unwind a judgment.

A good attorney can file a Motion to Set Aside or Annul the judgment and raise defenses that you never had the chance to present.

🧑‍💼 Step 4: Hire a Business Litigation Attorney

This is not a DIY moment. You need a lawyer who:

• Practices in Louisiana courts,

• Knows judgment procedure, and

• Understands how to protect businesses quickly.

At Business Law Group, we can review the judgment, assess service records, and connect you with trusted litigation counsel if needed.

💡 Final Tip: Prevention Is Key

This situation is more common than you'd think — especially when:

• A company's registered agent is outdated,

• Mail is going to the wrong address, or

• Internal processes for handling legal documents are unclear.

Now is a good time to audit your corporate compliance to prevent future surprises.

❓Just Received a Surprise Judgment?

Don't wait. Contact our office or request a referral to a litigation attorney experienced in overturning improper judgments.